Invest – Partnerships – Hardbacon – Exclusive offer

In partnership with

Introducing high yield consumer credit

98.2% of goPeer investors have earned positive returns,
with a median annual return of 13.0%*

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What we do

goPeer is the leading peer-to-peer lending platform, where individuals lend to everyday Canadians and earn interest.


goPeer offers a new fixed income asset class uncorrelated with stocks or bonds.

Passive Income

Borrowers make fixed monthly repayments with interest, which are deposited directly into your account.

Socially Responsible

goPeer is 100% Canadian. When you invest in a goPeer loan, you contribute to helping real people in Canada.

How it works

Explore the Marketplace

Browse through the platform and select the loans that matches your investments objectives.

Perform Due Diligence

Each investment note provides borrower details such as their annual income, credit score range, debt-to-income ratio, and more. 

Portfolio & Activity Tracking

Gain in-depth insights about your portfolio. Export and analyze your portfolio as you wish.   

Investing on Auto-Pilot

Enable auto invest to have goPeer do the heavy lifting for you.

goPeer | Auto Invest

More benefits...

Regulated Under Canadian Law

goPeer has all the necessary licences and permits to operate in compliance with Canadian laws.

One Low Fee

Investors are assessed one low annual servicing fee of 1.5% on the repayments.

Safe & Secure

Investor funds are held in trust, and your data is stored behind multiple layers of security, using bank grade encryption.

How we manage risk

Risk Assessment

goPeer uses leading technology to assess every application, so only creditworthy individuals are approved for a loan and placed onto the platform.


Spreading your investment across many borrowers is important to stabilize your returns.

Peer to Peer lending | goPeer

Loan Servicing

If a borrower becomes delinquent, goPeer handles everything for you. goPeer’s collections and recoveries team works to recover as much as possible.

goPeer has been featured in

Join the thousands of people who love investing through goPeer



$ 0

Loans reviewed

0 %

Average net annualized return to investors since inception*

Data as at April 20, 2023

In the spirit of transparency and building trust with our members, we will regularly update historical statistics on loans issued through goPeer. 

Start investing in 5 minutes

1 Answer a few questions about your investment objectives.

2We’ll determine which note grades are suitable for you.

3 Transfer funds and start investing.

What do our members say about goPeer

goPeer Borrower
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Great customer service. Really went out of there way to help get a great loan.
Ganesh K.
Ganesh K.
goPeer Investor
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Very streamlined process. Working with goPeer was very easy and quite professional. Received great customer service as well. I recommend goPeer for both investing peer-to-peer and borrowing from other peers. A+ service.
Colin L.
goPeer Investor
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Simple, easy. you know what you get! Always responsive to your questions! Thought this kind of investment were over complified for simple folk like me, but go peer eliminate that barrier!
Etienne J.
Etienne J.
goPeer Investor
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Great interface. Interesting platform for Canadian investors to benefit from peer to peer lending.
Linda C.
goPeer Investor
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They help people! Great company, great team! My best investment and it's for Canadian, Bravo! At goPeer.ca, they really help people financially among Canadians! No bureaucracy, which offers an excellent return for investors, while offering a reasonable rate for borrowers.
Mathieu D.
goPeer Investor
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A great way to diversify your investments! Very 'user friendly' interface and a team that responds quickly to questions and uncertainties I had.
Stephen N.goPeer Borrower
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My experience with GoPeer was easy and stress free. The contacts by phone and emails were very professional. If you need a leg up financially, I would recommend looking into goPeer.
goPeer Borrower
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Very nice people, and very honest in why I was declined. Will try again in a few months to a year (: .

Interested in borrowing through goPeer?

Learn how a peer-to-peer loan can save you money and lower your monthly payments. 


This information should not be construed as legal, tax, investment, financial, or accounting advice. The information may contain various forward-looking statements, which are statements that are not historical facts and that reflect goPeer’s beliefs and expectations with respect to future events and financial and operational performance. These forward-looking statements involve known and unknown risks, uncertainties, assumptions, estimates and other factors, which may be beyond the control of goPeer and which may cause actual results or performance to differ materially from those expressed or implied from such forward-looking statements. Nothing contained within the information is or should be relied upon as a warranty, promise, or representation, express or implied, as to the future performance of any loans. Investments available through goPeer are not bank deposits (and thus is not insured by the CDIC or other federal governmental agency), are not guaranteed, and may lose value. Investors must be able to afford the loss of their entire investment. This website provides preliminary and general information about the notes available on goPeer and is intended for initial reference purposes only.

You are being referred to Peer Securities Corporation (dba “goPeer”) by the owner of this promotion that is directing you to this page (the “Sponsor”). The Sponsor may receive compensation in the form of a referral marketing fee including, but not limited to, when you sign up onto goPeer, open an account or transfer funds after clicking through this page. Peer Securities Corporation is a member of the Ombudsman for Banking Services and Investments, and is registered as an exempt market dealer in Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Prince Edward Island, Ontario, Québec and Saskatchewan. On a federal level, goPeer’s operations are subject to specific statutes enforced by the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC), as well as other federal agencies. All activities under this referral arrangement with the Sponsor requiring registration will be performed by goPeer. The possibility of a conflict of interest may arise in any paid referral arrangement. In this case, the Sponsor is receiving a fee for referring you to goPeer and the fee may have impacted their decision to refer you. goPeer is not aware of any actual or potential conflict of interest as a result of your referral.

Please note:

*Past performance is not a guide to future returns, and your capital is at risk when investing through goPeer. As you are investing to your own individual portfolio of loans, your actual return and the actual bad debt you experience may be higher or lower than projected net returns. Please reach out to a Dealing Representative registered with Peer Securities Corporation (operating as goPeer) if you have any questions.