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Traditional investments still remain a cornerstone of many portfolios. But any savvy investor knows that diversifying is always a good move and many are now considering investments that also align with their values. Canadians are looking at potential returns, accessibility, and social impact. That’s why peer-to-peer lending has been gaining traction due to its potential returns while keeping capital circulating within Canadian communities.
Investing in Canada
Traditional investments in global markets may often feel far removed from your everyday life. Recent global shifts, especially those from tariff disputes have made Canadians more aware of the value of investing into Canada, and supporting models that create a circular economy. This means that you’re growing your portfolio while strengthening this ecosystem.
Just recently, goPeer has reached $50M in issued loans through the platform, enabling thousands of Canadians access to credit while allowing investors to earn passive income, keeping capital circulating within the community.
Rethinking ROI
For many, the definition of a good return on investment is evolving. While in any investment, returns will always matter, there’s growing interest on the social impact of it all.
According to the 2022 RIA Investor Opinion Survey, 76% of Canadian investors say responsible investing can have a real impact on the economy and contribute to positive change. [1]
Where the growth leads is just as important as growing wealth.
Community-Backed Returns
Supporting local doesn’t mean sacrificing on returns. Investments like Mortgage Investment Corporations (MICs) and regulated peer-to-peer lending platforms deliver attractive yields while helping fellow Canadians.
For instance, MICs often yield 8% – 12% annually depending on the firm and loan mix [2]. goPeer has shown average annual returns of 9% since its inception and already boasts $8M in interest earned by investors on the platform. These are real returns stemming from financial inclusivity and community.
Final Thoughts
Investing doesn’t have to feel disconnected from your values. You can get great returns while building a more resilient financial future for everyone. Whether you’re allocating a portion of your portfolio or simply exploring what’s out there, a small shift in where you allocate your capital can have a huge ripple effect.
Important footnote & disclaimer:
The information contained on this website and in any related materials, including but not limited to blog posts, charts, statistics, projections, or other content (collectively, the “Information”), has been prepared by goPeer for general informational and educational purposes only. The Information does not constitute, and should not be construed as, an offer to sell or a solicitation to buy any securities or investment products. The Information does not constitute legal, tax, investment, financial, or accounting advice, and should not be relied upon as such.
Any tables, charts, forecasts, forward-looking statements, or statistical analyses presented are based on assumptions, estimates, or projections made by goPeer that may not reflect actual future performance. These forward-looking statements involve known and unknown risks, uncertainties, and other factors (many of which are beyond goPeer’s control) that may cause actual outcomes to differ materially from those expressed or implied in the Information. Actual results may vary significantly, and past performance is not indicative of future results.
No portion of the Information should be interpreted as a recommendation or endorsement of any specific investment strategy, security, loan, or product. Investment decisions should always be made based on the investor’s individual objectives, financial situation, and risk tolerance, in consultation with appropriate legal, tax, and financial advisors.
Investing involves risk, including the possible loss of principal.
