On 10.5%
Off 9.4%
Data as at September 30, 2026, updated quarterly.
Cumulative loans originated on goPeer
Distribution of loan purpose
Loan performance by grade, since inception
Net charge-offs as a proportion of loan originations
Average credit score by grade
Average annual income by grade
Loan performance by loan grade, since inception
Historical credit loss, by loan grade
Loan performance by year, since inception
Data as at September 30, 2026, updated quarterly.
Answer a few quick questions about your investment objectives and we’ll recommend note grades that are best suited for you.
Once you’ve made your selections, simply transfer funds and start investing.
Subscribe to our newsletter for the latest news and product updates straight to your inbox.
This material contains certain tables and other statistical analyses that have been prepared by goPeer. Actual figures may differ. Numerous assumptions have been used in preparing this statistical information, which may or may not be reflected in the material. The statistical information should not be construed as legal, tax, investment, financial, or accounting advice. The Information is provided as of the dates shown and is subject to updating and revision, and may change materially without notice. Subject to applicable regulations, no person is under any obligation to update or revise the information. The information may contain various forward-looking statements, which are statements that are not historical facts and that reflect goPeer’s beliefs and expectations with respect to future events and financial and operational performance. These forward-looking statements involve known and unknown risks, uncertainties, assumptions, estimates and other factors, which may be beyond the control of goPeer and which may cause actual results or performance to differ materially from those expressed or implied from such forward-looking statements. Nothing contained within the information is or should be relied upon as a warranty, promise, or representation, express or implied, as to the future performance of any loans. Any historical information contained in this statistical information is not indicative of future performance.
Please note:
Past performance is not a guide to future returns, and your capital is at risk when investing through goPeer. As you are investing to your own individual portfolio of loans, your actual return and the actual bad debt you experience may be higher or lower than projected net returns. Please reach out to a Dealing Representative registered with Peer Securities Corporation (operating as goPeer) if you have any questions.
¹ Auto-Invest On/Off classifications reflect each investor’s Auto-Invest status as of the reporting date and may not reflect their settings throughout the reporting period. Accordingly, the IRR figures may include returns earned while Auto-Invest was set differently and should not be interpreted as a direct comparison of performance between automated and manual investing.
goPeer is the leading personal loans platform, where investors lend to everyday Canadians.
| Metric | Value |
|---|---|
| Investors on goPeer | 16,755 |
| Loans Reviewed | $942M+ |
| Annualized net return to investors since inception* | 10% |
Data as at June 30, 2026, updated quarterly.
| Period | Loans originated |
|---|---|
| Sep-24 | $43,585,190 |
| Dec-24 | $45,975,940 |
| Mar-25 | $49,073,710 |
| Jun-25 | $52,624,060 |
| Sep-25 | $57,216,560 |
| Dec-25 | $60,984,190 |
| Mar-26 | $63,521,730 |
| Jun-26 | $66,793,220 |
| Loan purpose category |
|---|
| Debt consolidation |
| Other (education, auto, wedding, etc.) |
| Home Renovations |
| Bills and Expenses |
| Loan grade | Performance categories shown |
|---|---|
| A | Repaid; Current; Late; Charged-off |
| B | Repaid; Current; Late; Charged-off |
| C | Repaid; Current; Late; Charged-off |
| D | Repaid; Current; Late; Charged-off |
| E | Repaid; Current; Late; Charged-off |
| Periods shown | Metric shown |
|---|---|
| Sep-24; Dec-24; Mar-25; Jun-25; Sep-25; Dec-25; Mar-26; Jun-26 | Charge-off rate |
| Grade | FICO |
|---|---|
| A | 772 |
| B | 710 |
| C | 676 |
| D | 657 |
| E | 648 |
| Grade | Annual income |
|---|---|
| A | $128,090 |
| B | $104,540 |
| C | $83,739 |
| D | $76,363 |
| E | $75,695 |
Data as at June 30, 2026, updated quarterly.
This material contains certain tables and other statistical analyses that have been prepared by goPeer. Actual figures may differ. Numerous assumptions have been used in preparing this statistical information, which may or may not be reflected in the material. The statistical information should not be construed as legal, tax, investment, financial, or accounting advice. The Information is provided as of the dates shown and is subject to updating and revision, and may change materially without notice. Subject to applicable regulations, no person is under any obligation to update or revise the information. The information may contain various forward-looking statements, which are statements that are not historical facts and that reflect goPeer’s beliefs and expectations with respect to future events and financial and operational performance. These forward-looking statements involve known and unknown risks, uncertainties, assumptions, estimates and other factors, which may be beyond the control of goPeer and which may cause actual results or performance to differ materially from those expressed or implied from such forward-looking statements. Nothing contained within the information is or should be relied upon as a warranty, promise, or representation, express or implied, as to the future performance of any loans. Any historical information contained in this statistical information is not indicative of future performance.
Past performance is not a guide to future returns, and your capital is at risk when investing through goPeer. As you are investing to your own individual portfolio of loans, your actual return and the actual bad debt you experience may be higher or lower than projected net returns. Please reach out to a Dealing Representative registered with Peer Securities Corporation (operating as goPeer) if you have any questions.
Français du Canada