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Borrow – home

Personal Loans Reimagined

get up to $25,000 personal loan online FUNDED BY FELLOW CANADIANS

Low rate (APR) personal loan from:

7.5%

*  goPeer offers unsecured personal loans in Canada (different lending rules may apply depending on your province) with terms of 36 or 60 months. Loan amounts range from $1,000 to $25,000, with rates (APR) between 7.5% to 31.5% depending on our assessment of your credit profile. 

Canada's first consumer peer to peer lending platform

goPeer is Canada’s first consumer P2P lending platform dedicated to helping everyday Canadians to lend and borrow from each other. Our innovative approach to lending focuses on financial wellness, empowering Canadians to help each other achieve their goals faster. 

goPeer is able to offer better rates to borrowers than traditional lenders while allowing everyday Canadian investors to access a previously inaccessible asset class.

goPeer has been featured and partnered with

How do goPeer loans work?

Easy and convenient online application

Apply online for a peer to peer loan from the comfort of your home. Rest assured, our platform is fully secured. We have dedicated tremendous resources to utilize state-of-the-art security protocols with advanced end-to-end data encryption.  

Receive a quick response

Get a response within 24 hrs on your loan application. Loan offers will be sent directly to your goPeer dashboard. Fast and convenient. 

Get your money fast

Select a loan offer that’s right for you and the funds will be deposited into your bank account via direct deposit. Investors will have the opportunity to fund your loan, which is done anonymous.​​

Committed to full transparency

goPeer charges borrowers with one single origination fee, the amount of which is dependent on how much you would like to borrow. There are no early repayment fees or hidden costs for taking out a peer to peer loan on goPeer. 

goPeer helps you achieve your financial goals

A P2P personal loan through goPeer can help you take control of your finances.

A peer to peer personal loan is great to pay for a variety of needs such as home improvement, unexpected costs, vehicle expenses, medical expense, major purchases and more. You can also use a peer to peer personal loan to consolidate debts. In fact, peer to peer personal loans often allow you to consolidate multiple types of debts, including credit card debt and medical debt at a lower rate than you might be paying on a credit card.

Credit card consolidation

Refinance your credit cards with a better rate and get out of debt faster.

Debt consolidation

Manage a single fixed monthly payment at an affordable rate.

Home improvement

Borrow money to help you get started on home improvement.

Auto repair or financing

Fast access to funds for unexpected auto repairs or to purchase a vehicle.

Medical expenses

Medical expenses can arise at any time. goPeer will have you covered fast.

Big purchase

Purchasing a wedding ring or major appliances is now easy with goPeer

Are you eligible to borrow on goPeer?

Have questions?

We have a detailed Help Centre to answer some frequently asked questions. 

Start your Application Today!