Invest – home
Canada's first Consumer
How it works
goPeer connects Canadians looking for a loan with Canadians looking to invest.
As a goPeer investor, you invest in Canadian consumer loans, earn interest and monthly passive income – just like a bank!
Diversify your Investment Portfolio
goPeer offers a new fixed income asset class uncorrelated with stocks or bonds.
Invest as little as $10 per loan and diversify your investments across as many borrowers as you wish to stabilize overall returns.
Get Monthly Payments
Borrowers make fixed monthly repayments with interest, which are deposited directly into your account.
Use the Auto-Invest feature to automatically select investments and reinvest your earnings to compound your interest.
Help Fellow Canadians
goPeer is 100% Canadian. When you invest in a goPeer loan, you contribute to helping real people in Canada.
Our innovative approach to lending focuses on financial wellness, empowering Canadians to help each other achieve their goals faster.
Explore the Marketplace
Browse through the platform and select the loans that matches your investments objectives.
Perform Due Diligence
Each investment note provides borrower details such as their annual income, credit score range, debt-to-income ratio, and more.
Portfolio & Activity Tracking
Gain in-depth insights of your investments made through goPeer. Export and analyze your portfolio data as you wish.
Investing on Auto-Pilot
With our Auto Invest feature, goPeer can do the heavy lifting for you. Auto Invest actively looks for investment notes based on your preferred risk grades uses a portion of your available funds to automatically invest into them.
goPeer has been featured in
goPeer has been featured in
Canada's first consumer peer to peer lending platform
One small fee
How we manage risk
Rigorous credit assessment
goPeer uses advanced technology to assess every application, so only creditworthy individuals are approved for a loan and placed onto the platform.
Spreading your investment across many borrowers is important to stabilize your returns. As such, we require a minimum commitment of $1,000, so that you can invest in at least 100 different notes.
When a person is unable to fully repay their loan, goPeer handles everything for you. goPeer’s collections and recoveries team works to recover as much as possible for you.
Benefits of investing through goPeer
Join the thousands of people who love investing through goPeer
Loan applications received
Average interest rate
Data as at April 30, 2021.
In the spirit of transparency and building trust with our members, we will regularly update historical statistics on loans issued through goPeer.
1 Answer a few questions about your investment objectives.
2We’ll determine what note grades are suitable for you.
3 Transfer funds and start investing.
We have a detailed Help Centre to answer some frequently asked questions.