Français du Canada Why Canadians Borrow More in the Spring Than Any Other Season
Spring is undoubtedly one of the busiest seasons there is. The cold is finally starting to subside and with the heat comes the flurry of spending as well. It’s a no brainer, the weather is finally warming up so things like home renovations, moves, travel planning, and seasonal expenses converge, making it one of the busiest seasons for consumer lending as well. […]
Financial Scams Are Getting Harder and Harder to Spot
*Take the quiz at the end of this blog to see if you’re as scam-savvy as you think! Financial scams are nothing new. Over the years, there have been countless new ways other people are trying to pull one over on others. What’s worse, we often only hear about it once it’s happened to loads of people, and by then, a new scam is already on the […]
How to Enter the New Year With More Financial Clarity and Less Stress
It’s the beginning of a new year once again and it’s a natural moment to reset your finances and bring a bit more attention to how you manage your money. We typically feel the mix of motivation and pressure at the start of any year and it’s completely natural. We’re thinking about a million little […]
Is an RRSP Loan a Smart Move for You?
As the deadline for RRSP contributions approaches, many people find themselves thinking the same thing: they want to contribute more, but cash flow can feel tight—especially this time of year. Everyday expenses, rising costs, competing priorities, and the recent holiday season can make it difficult to come up with a lump sum for your RRSP. […]
What Canadians Regret the Most About Their Finances
Regret is such a powerful thing. It can be subtle, from the small decisions that we decided to delay or the habits we regret not building earlier. But understanding regret is such a powerful thing for us to avoid repeating those patterns as you move into the next year. Financial Regrets “I wish I saved […]
How to Plan for December Without Derailing Your Finances
The holidays are upon us once again and along with the joys of spending time with loved ones, eating good food, and presents come the inevitable spending. It’s a wonderful time to treat yourself and the people you love, after all, this is a big part of why we work so hard. Canadians are planning […]
Trick or Treat: What Really Builds Wealth
When it comes to building wealth, everyone has something to say. There’s no shortage of myths masking as solid advice. From financial advice from random TikToks to unspoken “rules” that everyone has somehow adhered to, it’s easy to get lost in the noise. In this post, let’s unmask some common myths about building wealth and […]
Navigate Risks in Private Credit
Investing always carries some form of risk. But investing doesn’t have to be scary. Fear comes from the unknown and knowing what you’re getting in to will prevent future jump scares. When people hear “consumer lending”, their first thought might be “Isn’t that risky?” and that’s a fair question to ask. In the spirit of […]
From the Founders: How goPeer Was Built
Five years ago, two founders set out to reimagine lending in Canada. In this post, we look back with co-founders Marc and Joseph on how it all began, the hurdles they faced, the impact they’ve made, and their vision for the next five years. What made you decide to co-found goPeer? Marc: When I set […]
Building Wealth While Strengthening Canada’s Communities
Traditional investments still remain a cornerstone of many portfolios. But any savvy investor knows that diversifying is always a good move and many are now considering investments that also align with their values. Canadians are looking at potential returns, accessibility, and social impact. That’s why peer-to-peer lending has been gaining traction due to its potential […]