Borrow – Partnerships – Fintel

goPeer is Canada's First Consumer
Peer to Peer Lending Platform

Get a personal loan funded by fellow Canadians

Rates starting from
8% APR

Borrow up to $25,000

Personal Loans | goPeer

How it works

Fast & Easy Online Application

Apply online for a peer-to-peer loan within minutes from the comfort of your home. 

Funded by Fellow Canadians

Thousands of Canadian individuals will have the opportunity to fund your loan, which is done through goPeer. Your personal identity will always remain confidential and anonymous

Get your Money Fast

Select a loan offer that’s right for you. Once your loan gets funded by your peers, the money will be transferred directly into your bank account. 

Are you eligible to borrow
through goPeer?

  • You are 18 or over
  • You have a credit score of at least 600
  • You have a regular source of income over $15,000 per year
  • You hold a Canadian bank account
  • You have been a Canadian resident at least 3 years

Reimagining Personal Loans

goPeer is Canada’s first consumer P2P lending platform dedicated to helping everyday Canadians to lend and borrow from each other. Our innovative approach to lending focuses on financial wellness, empowering Canadians to help each other achieve their goals faster. 

goPeer is able to offer better rates to borrowers than traditional lenders while allowing everyday Canadian investors to access a previously inaccessible asset class. It’s a win-win for everyone!

goPeer has been featured on & partnered with

goPeer | Yahoo Finance
Invest | goPeer
Invest | goPeer

goPeer helps you achieve your financial goals

A peer to peer unsecured personal loan is great to pay for a variety of needs such as home improvement, unexpected costs, vehicle expenses, medical expense, major purchases and more. 

You can also use a peer to peer personal loan to consolidate debts. In fact, goPeer loans often allow you to consolidate multiple types of debts, including credit card debt and medical debt at a lower rate than you might be paying on a credit card.

Home improvement

Borrow money to help you get started on home improvement.

Debt consolidation

Manage a single fixed monthly payment at an affordable rate.

Credit card consolidation

Refinance your credit cards with a better rate and get out of debt faster.

Auto repair or financing

Fast access to funds for unexpected auto repairs or to purchase a vehicle.

What our members say about goPeer

Google Reviews (4.8/5)
goPeer Borrower
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Great customer service. Really went out of there way to help get a great loan.
Ganesh K.
Ganesh K.
goPeer Investor
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Very streamlined process. Working with goPeer was very easy and quite professional. Received great customer service as well. I recommend goPeer for both investing peer-to-peer and borrowing from other peers. A+ service.
Colin L.
goPeer Investor
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Simple, easy. you know what you get! Always responsive to your questions! Thought this kind of investment were over complified for simple folk like me, but go peer eliminate that barrier!
Etienne J.
Etienne J.
goPeer Investor
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Great interface. Interesting platform for Canadian investors to benefit from peer to peer lending.
Linda C.
goPeer Investor
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They help people! Great company, great team! My best investment and it's for Canadian, Bravo! At goPeer.ca, they really help people financially among Canadians! No bureaucracy, which offers an excellent return for investors, while offering a reasonable rate for borrowers.
Mathieu D.
goPeer Investor
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A great way to diversify your investments! Very 'user friendly' interface and a team that responds quickly to questions and uncertainties I had.
Stephen N.
goPeer Borrower
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My experience with GoPeer was easy and stress free. The contacts by phone and emails were very professional. If you need a leg up financially, I would recommend looking into goPeer.
goPeer Borrower
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Very nice people, and very honest in why I was declined. Will try again in a few months to a year (: .

Apply for a peer-to-peer loan today

Interested in investing in peer-to-peer loans?


goPeer offers unsecured personal loans in all of Canada (different lending rules may apply depending on your province) with terms of 36 or 60 months and APR between 8% and 33.92% depending on our assessment of your credit profile. Loan amounts range from $1,000 to $25,000. If a payment is returned or fails because of insufficient funds, goPeer may charge an NSF fee of up to $50. If a payment is late, goPeer may charge a late payment fee of $25 or 5% of the payment due, whichever is greater. goPeer does not charge any administration fees on loans. Example: The total cost of borrowing $10,000 at an interest rate of 7.66% with a 0.5% origination fee for 36 months equates to an annual percentage rate (APR) of 8.0%, total interest of $1,224.71 and a fee of $50.00 for a total cost of $1,274.71 with a monthly payment of $311.80

You are being referred to goPeer Corporation (“goPeer”) by the owner of this promotion that is directing you to this page (the “Sponsor”). The Sponsor may receive compensation in the form of a referral marketing fee including, but not limited to, when you sign up for a goPeer account, complete a loan application or become an eligible borrower after clicking through this page. The possibility of a conflict of interest may arise in any paid referral arrangement. In this case, the Sponsor is receiving a fee for referring you to goPeer and the fee may have impacted their decision to refer you. goPeer is not aware of any actual or potential conflict of interest as a result of your referral.