Français du Canada 5 Years and $50,000,000+ Funded to Canadians
Discover the people and stories behind goPeer.
160,000+ MEMBERS
across all Canadian provinces.
$50M+ IN LOANS
funded by everyday Canadians
$9M+ IN INTEREST
earned by goPeer investors
From the Founders
5 years ago, we set a goal of giving Canadians a more human alternative to traditional lending. Today, we are grateful to see thousands of Canadians supporting each other while realizing their financial goals. Here’s to the next 5 years!
Real Stories
Our mission at goPeer has always been to foster a circular economy; one where today’s borrowers can one day become investors, supporting their fellow Canadians in turn.
The Last 5 Years at a Glance
2020
goPeer launched as Canada’s first regulated, consumer-focused peer-to-peer lending platform.
2021
$1,000,000 in loans funded.
2022
Funded over 1,000 loans.
2023
Welcomed our 100,000th member.
2024
Rebranded, unveiling a fresh new look.
2025
Funded over $50M in loans and welcomed 160,000th member.
2020
goPeer launched as Canada’s first regulated, consumer-focused peer-to-peer lending platform.
$1,000,000 in loans funded.
2021
2022
Funded over 1,000 loans.
Welcomed our 100,000th member.
2023
2024
Rebranded, unveiling a fresh new look.
Funded over $50M in loans and welcomed its 160,000th member.
2025
A Growing Ecosystem
Easier Access
In 2020, only 66% of loans were successfully funded. Today, goPeer achieves a 100% funding rate. What once took weeks to fund now reaches its goal in just a single day, reflecting a stronger investor base and a more efficient model that helps people when they need it most.
Circular Community
goPeer was built on a circular model. Over the past 5 years, 14% of borrowers have repaid their loans and gone on to become investors themselves. This growing ecosystem shows that peer-to-peer lending is not just a one-time transaction, but a sustainable model powered by people who want to give back.
Real Returns
Since its inception, goPeer has delivered a 10% internal rate of return (IRR) to investors, generating over $9M in interest returned to everyday Canadians. Unlike traditional institutions where profits flow to shareholders, every dollar earned through goPeer stays within the community.
How Far We’ve Come
Loans Issued (#)
Loans Issued ($)
Funding Rate
2020
2025
Members
The Team
Meet the people behind each loan.
Looking Ahead
Our Core Commitment
We remain committed to strengthening goPeer’s foundation, helping everyday Canadians achieve lasting financial wellness.
Broaden our offerings
Looking ahead, we plan to introduce new product types and expand awareness of private credit as a viable financing option in Canada.
Empower more Canadians
We aim to ensure that both investors and borrowers feel confident in managing their finances and secure about their financial future.
Calgary (Head Office)
500 4th Ave SW, Suite 2500
Calgary, Alberta T2P 2V6
Toronto
111 Peter Street, Suite 700
Toronto, ON
M5V 2H1
Montreal
2001 boul. Robert-Bourassa, Suite 1700, Montréal, QC H3A 2A6
© 2024, goPeer®. All Rights Reserved.
Peer Securities is a member of the Ombudsman for Banking Services and Investments,
and a registered exempt market dealer in all Canadian provinces. NRD #65410
Disclaimer: goPeer may solicit its clients to leave public reviews. The testimonials presented may not be representative of the views of all investors or borrowers, and your own experience may differ.
Disclaimer: This material contains certain tables and other statistical analyses that have been prepared by goPeer. Actual figures may differ. Numerous assumptions have been used in preparing this statistical information, which may or may not be reflected in the material. The statistical information should not be construed as legal, tax, investment, financial, or accounting advice. The Information is provided as of the dates shown and is subject to updating and revision, and may change materially without notice. Subject to applicable regulations, no person is under any obligation to update or revise the information. The information may contain various forward-looking statements, which are statements that are not historical facts and that reflect goPeer’s beliefs and expectations with respect to future events and financial and operational performance. These forward-looking statements involve known and unknown risks, uncertainties, assumptions, estimates and other factors, which may be beyond the control of goPeer and which may cause actual results or performance to differ materially from those expressed or implied from such forward-looking statements. Nothing contained within the information is or should be relied upon as a warranty, promise, or representation, express or implied, as to the future performance of any loans. Any historical information contained in this statistical information is not indicative of future performance.
Please note:
Past performance is not a guide to future returns, and your capital is at risk when investing through goPeer. As you are investing to your own individual portfolio of loans, your actual return and the actual bad debt you experience may be higher or lower than projected net returns. Please reach out to a Dealing Representative registered with Peer Securities Corporation (operating as goPeer) if you have any questions.
Disclaimer: goPeer offers unsecured personal amortizing loans throughout Canada in amounts from $1,000 to $35,000 with terms of 3 or 5 years and annual percentage rates (“APR”) between 8.99% and 34.99%, depending on an assessment of the borrower’s credit profile, financial position, and ability to service the loan. If a payment is unsuccessful, goPeer may charge an unsuccessful payment fee of $50. If a payment is late 30 or more days, goPeer may charge a late payment fee of $25 or 5% of the payment due, which ever is greater. goPeer charges an origination fee included in the advertised APR. There are no other fees on loans. Loans are subject to credit and underwriting approval and lending rules may vary by province. For example, the average borrowing cost paid on a $10,000 unsecured personal loan at an APR of 19.99%, with a 3-year term and weekly payments of $85.36 is $3,301.20.