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With goPeer
It’s been an amazing year at goPeer, and it’s all thanks to you!
This year reflected strong growth, continued operational improvements, and an increasingly strong community of Canadians supporting Canadians. Here’s a look at what we achieved together.
$13M in loans
funded by our investor community.
1,500+
new borrowers received fair, and affordable credit.
1,300+
new investors joined the goPeer platform.
$3M+ in interest
earned by investors.
9.9% return
for investors on average since inception.*
10.3% return
in average for investors with more than $1,000 invested since inception.*
4 days
was the average time to fully fund a loan.
84 minutes
was the fastest time to fund a loan.
117 borrowers
decided to return the favor and start investing.
Each of these numbers reflects real people reaching their financial goals, supporting one another, and participating in a circular economy.
Faster, smarter, and more efficient
Product and platform improvements
Behind the scenes at goPeer, we had meaningful operational progress. The platform continued to grow, and we focused on improving speed, clarity, and support.
7-day underwriting
We’ve expanded our underwriting operations to run seven days a week. This allowed us to review applications faster, offer weekend customer support, and reduce overall wait time to keep loans moving through the platform.
New tools and updates
We introduced improvements including enhanced filtering and discovery tools, making it easier to navigate newly available loans and manage portfolios more efficiently for investors. Our application process has also seen continuous improvements, focusing on giving new borrowers faster decisions on loan applications. These updates were designed to reduce friction and help both investors and borrowers get closer to their financial goals more efficiently.
A growing team
As loan volume increased, we strengthened our collections process by adding dedicated team members and improving internal systems, helping us manage repayments more efficiently while maintaining a fair borrower experience. We also expanded our development team to support faster product updates, and our operations team to better support investors and borrowers as the platform continues to grow.
A stronger borrower-investor community
One of the more meaningful trends we’ve seen this year was the continued overlap between borrowers and investors on the goPeer platform. It has always been our goal to create a circular economy where borrowers can obtain financial freedom and eventually go on to become investors themselves.
More than 100 borrowers this year decided to return the favor and become investors themselves.
This growth is a strong reminder that fair access to credit can be a stepping stone toward long-term financial participation.
years of gopeer
2025 marked 5 years since goPeer launched. 5 years of building a platform rooted in community and financial freedom. From our earliest loans to seeing today’s growing marketplace, this milestone reflects the trust our borrowers and investors have placed in us every step of the way.
Looking ahead
This year laid the groundwork for what’s next.
As goPeer grows stronger and our community expands, more Canadians are reaching their financial goals. With this momentum, we’re moving forward into the next year confident in the mission and community we’ve built together.
To everyone who invested, borrowed, referred a friend or simply followed along our journey, thank you for being a part of the goPeer community. We’re excited for what’s next.
Sincerely yours,
The goPeer Team
*This material has been prepared by goPeer for informational purposes only. It contains certain tables, metrics, and statistical analyses derived from goPeer’s internal records. Actual figures may differ. Numerous assumptions were used in preparing this information, and not all assumptions may be reflected herein.
The information is provided as of December 16, 2025, unless otherwise indicated, and is subject to change, updating, or revision without notice. Subject to applicable laws and regulations, goPeer undertakes no obligation to update or revise this information.
This material does not constitute legal, tax, investment, accounting, or financial advice, and should not be relied upon as such or as the sole basis for making an investment decision.
Certain statements contained herein may be considered forward-looking statements, including statements regarding expected performance, trends, or outcomes. Forward-looking statements are not historical facts and reflect goPeer’s current beliefs, assumptions, expectations, estimates, and projections. These statements involve known and unknown risks, uncertainties, and other factors, many of which are beyond goPeer’s control, that may cause actual results or outcomes to differ materially from those expressed or implied. No representation or warranty, express or implied, is made as to future results or performance.
Any historical performance information presented is not indicative of future performance. Investing through goPeer involves risk, including the risk of loss of principal.
All figures presented are unaudited and may change as records are updated or reconciled.
Nothing contained in this material should be interpreted as a warranty, promise, or guarantee of future loan performance or investment outcomes.